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  #1  
Old 12-27-2020, 07:20 PM
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Quote:
Originally Posted by Tyruscobb View Post
Sounds like you may have 20 years on me. I got an A+ in my UCC and secured transactions class by the way. Ha.
And it shows.
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  #2  
Old 12-27-2020, 07:35 PM
Tyruscobb Tyruscobb is offline
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Originally Posted by Peter_Spaeth View Post
And it shows.
I’ve enjoyed discussing/debating the law with you Peter. I’m an insurance defense attorney. Maybe if I pick up a few more insurance carriers or third-party administrator clients this coming year, I can afford some of your cards! You are always offering nice items.
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  #3  
Old 12-27-2020, 07:47 PM
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Originally Posted by Tyruscobb View Post
I’ve enjoyed discussing/debating the law with you Peter. I’m an insurance defense attorney. Maybe if I pick up a few more insurance carriers or third-party administrator clients this coming year, I can afford some of your cards! You are always offering nice items.
It's funny, I just bought collectors' insurance and despite all my legal training and experience I just got too bored to read through all the fine print lol. I did, however, get the agent to confirm my understanding of the policy in writing which is something I suppose.
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  #4  
Old 12-27-2020, 08:40 PM
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When I sell a card and state shipped it means free shipping, nothing else. There isn’t a person on this board who can guarantee that the card will be delivered. If the buyer wants insurance or priority shipping, he should state it. I am on the side of the seller on this one.
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  #5  
Old 12-27-2020, 08:49 PM
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Originally Posted by cammb View Post
When I sell a card and state shipped it means free shipping, nothing else. There isn’t a person on this board who can guarantee that the card will be delivered. If the buyer wants insurance or priority shipping, he should state it. I am on the side of the seller on this one.
BS, there are many of us on this forum that guarantee the card(s) they sell will be delivered or a refund will be given.
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  #6  
Old 12-27-2020, 09:23 PM
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BS, there are many of us on this forum that guarantee the card(s) they sell will be delivered or a refund will be given.
+1
or maybe even +2
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  #7  
Old 12-27-2020, 09:56 PM
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Originally Posted by bnorth View Post
BS, there are many of us on this forum that guarantee the card(s) they sell will be delivered or a refund will be given.
Concur. Standard practice of Amazon has forced every other e-business to guarantee delivery. Standard practice of internet sales should be expected on this site of collectors as well.

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  #8  
Old 12-27-2020, 11:31 PM
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This is like a law school Contracts I exam from First Year!

Larry (Buyer) is due a full refund of $225 + shipping from Brian (Seller).
Buyer never received card that he fully paid for and he should not bear any loss. Absent any language to the contrary, it is the Seller's responsibility to ensure mailing AND delivery of the card and if card is mailed but not delivered then Seller (Responsible Party) needs to refund the purchase amount.

As stated in an earlier post, 'parties can write their own contract.' You can always request/negotiate insurance be purchased on a card and incorporate that into the final price.

I don't understand why there is even a discussion of G/S v F/F via PayPal...to me both are irrelevant in this instance.

All that said Buyer does need to realize Seller did just have major surgery and have just a little more patience regardless of how many posts Seller has made in recent weeks.

It is still the Christmas season right?

Tony
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  #9  
Old 12-28-2020, 05:22 AM
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Quote:
Originally Posted by bnorth View Post
BS, there are many of us on this forum that guarantee the card(s) they sell will be delivered or a refund will be given.
When you sell a card, do you state that you guarantee delivery? No one states that. It is implied. A good seller will always refund but that’s not to say he has to.
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  #10  
Old 12-28-2020, 05:51 AM
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Quote:
Originally Posted by cammb View Post
When you sell a card, do you state that you guarantee delivery? No one states that. It is implied. A good seller will always refund but that’s not to say he has to.
Many times I will say "delivered" in my for sale posts. Other times I will say shipping but insurance is on the buyer if wanted. And other times I might say all shipping and insurance at the buyers expense (or words to that effect). And some other times I don't say anything and then I expect safe delivery is on me.

It is all about communication. But there won't be more rules on our forum for this. I don' feel the need to change now and don't like too many rules. If instituted they have to be enforced. The name/anonymity rule keeps me busy enough.

and to answer James' question right above. while I agree generally, with Brian's medical issues and postage the way it is, I think utmost patience should be given. In the end it is on the seller though if nothing was discussed.

Brian- I wish you a speedy recovery, btw


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Last edited by Leon; 12-28-2020 at 05:55 AM.
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  #11  
Old 12-28-2020, 05:51 AM
mckinneyj mckinneyj is offline
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If I get my $$ to a seller then I expect the seller to get their card to me. Deal is done when both actions have occurred. Absent that someone needs to be made whole.
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  #12  
Old 12-28-2020, 09:02 AM
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Quote:
Originally Posted by cammb View Post
When you sell a card, do you state that you guarantee delivery? No one states that. It is implied. A good seller will always refund but that’s not to say he has to.
I don't agree, but Cammb's points are legitimate.

People should be clear in their sales description what they mean. I don't think it's a bad argument to say "If the USPS loses it...," but, from this thread, that's obviously not what many buyers expect. Thus, be clear in the sales description.

Further, insurance can be the option of the buyer, and if the buyer chooses not to pay for postal insurance, then that buys into Cammb's argument that the buyer is choosing to take that chance on the item possibly being lost or damaged in the mail. There, it could be fairly argued that is on the buyer.

Seller in description: "I'm not responsible for the USPS's errors. You are welcome to pay for insurance, but if you choose not to have the item insured that is your choice, I am not responsible for loss or damage caused by USPS." That's a fair enough thing to say.

Obviously, Paypal, credit card company and Facebook are final arbiters of where the money goes or stays, making many arguments moot.

Also, you're choosing to take the risk when you pay with F/F. The buyer can't claim entire innocence when agreeing to do that, as he is both agreeing to give up normal protections and it involves some dishonesty.

Last edited by drcy; 12-28-2020 at 09:17 AM.
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  #13  
Old 01-05-2021, 06:16 PM
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Quote:
Originally Posted by bnorth View Post
BS, there are many of us on this forum that guarantee the card(s) they sell will be delivered or a refund will be given.
'me!'

*PRIORITY MAIL FULLY INSURED AND/OR YOUR MONEY BACK ~

*EVEN IF YOU DON'T LIKE THE CARD!

i've had maybe 2 bad transactions in the 21 years i've been here...
one included a $15 lost check in the Mail... from when i was working in Iraq.

The other? i'm sure someone might inform me of the tragedy...
& "i'd Still Make it Right Today!"

Now... When Brian(Hey there Brian, my prayers are with You Sir!) has Paid Back ToppsAholic... i'm Sorry, what was this guys name AGaiN!?!?

Anyways... when the Card does Show up, Will He Return Brian's Money & Keep the Card? Return the Card(because it has this Stinky Stuff on it!) & Keep the Money? Or!?!?

"Side Bar Your Honor"... *Where is Your Compassion Dude ~ ?

Send me Your Paypal Address and i'll pay You back myself ~ "Truly!"
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  #14  
Old 12-27-2020, 09:17 PM
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Quote:
Originally Posted by cammb View Post
When I sell a card and state shipped it means free shipping, nothing else. There isn’t a person on this board who can guarantee that the card will be delivered. If the buyer wants insurance or priority shipping, he should state it. I am on the side of the seller on this one.
You need to communicate that because it is not the norm on this forum. I would be pissed if you said shipped and didn't guarantee delivery.
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  #15  
Old 12-27-2020, 09:21 PM
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Quote:
Originally Posted by cammb View Post
When I sell a card and state shipped it means free shipping, nothing else. There isn’t a person on this board who can guarantee that the card will be delivered. If the buyer wants insurance or priority shipping, he should state it. I am on the side of the seller on this one.
Of course you can't guarantee it. But you can and should, and apparently according to the rules do, bear the risk of loss.
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  #16  
Old 12-28-2020, 05:49 AM
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Quote:
Originally Posted by cammb View Post
When I sell a card and state shipped it means free shipping, nothing else. There isn’t a person on this board who can guarantee that the card will be delivered. If the buyer wants insurance or priority shipping, he should state it. I am on the side of the seller on this one.
Since you take the sellers side, do you think its ok for him to ignore PMs about lost package when he has the buyers $225 in his pocket?
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