Ebay - Paypal Seller protection? Really?

[danmckee]

Yes, they force you to accept paypal strictly so they can make more money on the fees, no question.

and yes, ebay can be safe but this seller has perfect feedback and it was not safe for him. A seller almost has to look at every buyer after the auction and decide whether to send the item or not.

Paypal and ebay are wrong here, and this makes ebay unsafe.

[botn]

I can understand a claim coming through months after the purchase due to credit card company agreements with their customers but what I don't get is how Paypal is always unsuccessful in challenging a Significantly Not As Described claim when it comes to PSA or SGC graded cards. Both PSA and SGC have written guarantees on their websites. In this example, as long as the seller shipped a T206 Cobb PSA 5 in an non tampered holder, provided a picture of it and was not deceptive in anyway in his listing, how can Paypal not make an argument to force the buyer to deal directly with the grading company? I am not implying that PSA is always right and every card they have graded has been spot on but if there is truly dissatisfaction with a grade take it up with the company who graded it.

Dan here is PSA's written guarantee. Did your friend attempt to provide this guarantee to Paypal for their argument to the buyer's credit card co? http://www.psacard.com/grading/bill.chtml

Also as long as online tracking is associated with shipments it does not matter what is really inside of the package. That is true for sellers and buyers returning a product. This part of Paypal and ebay's policy is mnore about form over substance.

Greg

[grandslamcardscria]

This has happened to me several times via my website.
What American Express told me years ago was that a buyer has 9 freaking months to dispute a charge and that as a seller I need to be aware of that.
There is no protection for an online seller of goods when someone pays by CC. There are all sorts of consumer protection laws on the books but not one for the seller. American Express suggested that I band together with other merchants to propose some legislation.. Ya, right.....
Ironic how times have changed from buyer beware to seller beware..

Originally Posted by danmckee

Yes, they force you to accept paypal strictly so they can make more money on the fees, no question.

and yes, ebay can be safe but this seller has perfect feedback and it was not safe for him. A seller almost has to look at every buyer after the auction and decide whether to send the item or not.

Paypal and ebay are wrong here, and this makes ebay unsafe.

[D. Bergin]

This thread really depresses me. I don't understand how this type of criminality is not only ignored but almost encouraged by Paypal and the Credit Card companies.

[Wite3]

Not all is lost yet...I have had some very nice dealings with the San Fernando Police Department over the years involving getting a card back. They are usually very helpful and since you have his address, name, and phone number, they may be able to help. You can email or call the Police Department at the following numbers/addresses.

Phone: 818-898-1267
Email: cop@ci.san-fernando.ca.us

BTW, this loser's address is literally within walking distance of the Police Department and Courthouse.

[jbbama]

I learned the hard way with Paypal also..... dump your funds from your Paypal account as soon as they hit. Also i have a seperate banking account only for paypal money. I will dump those funds ASAP also. It is a hassle, however it is done to prevent crap like this from happening. If you want to send my Ppal into a negative balance fine, however you will not get the money from me........ (my accounts) unless this situation comes to an amicable end. My experience was that the CC company waited to see what paypal ruled before paying. Without the buyer returning the card (empty box?) or proof of return , there is no way this should happen! Call the cops, USPS and anyone that will listen that can help.

[bbcemporium]

"Also i have a seperate banking account only for paypal money. I will dump those funds ASAP also"

I agree with moving the money out of Paypal and into your bank account, but once it is your bank account, PP cannot access that money, even though it is the account tied to your PP account, right?

[daviddbreadman]

I refuse to tie my bank account to paypal. I don't know why anyone does this, is there some kind of benefit? I have been with paypal since it was previously called X.com and that is a long time and I've never tied my bank accounts in.