Memory Lane sold cards they didn't have per SCD

[Yoda]

Since most auction houses are not capital intensive and the cards are not recovered, ML will probably only have 2 routes to compensate consignors, insurance recovery or sue Best Western for failure to protect the cards once they were in possession of the cards, which they clearly did not. This is a clear responsibility under state's bailee laws. And I agree the limit under the transit portion of their policy would be lower than at the original location. I had nearly 30 years in the insurance industry and that is the normal procedure.
I say all of this because it is a distinct possibility that paying out their own pocket could bankrupt ML.