USPS lost my card submission to SGC and denied my insurance claim

[cardsagain74]

I don't get any of these POVs saying "use a purchase receipt" to prove the value of cards. Not only does the purchase price have nothing to do with what something's worth now, but naturally some people have had their cards for many, many years (or even since childhood), and would never have such a receipt.

I'm not sure what the best answer is for these insurance claims spots, but needing the proof of purchase is one of the worst. If the post office can't use info like VCP as a good enough indication of something's value, then they shouldn't offer insurance at all

[CobbSpikedMe]

Originally Posted by cardsagain74

I don't get any of these POVs saying "use a purchase receipt" to prove the value of cards. Not only does the purchase price have nothing to do with what something's worth now, but naturally some people have had their cards for many, many years (or even since childhood), and would never have such a receipt.

I'm not sure what the best answer is for these insurance claims spots, but needing the proof of purchase is one of the worst. If the post office can't use info like VCP as a good enough indication of something's value, then they shouldn't offer insurance at all

I agree here. I have exactly zero receipts for any of my cards. Of course I don't have any really large value cards for which I may have asked for a receipt but still. If the PO sells you insurance for a certain amount and they lose the damn package then they should suck it up and pay out. Whoa, I got a little heated there for a second. Sorry.

[notfast]

People who buy/sell anything of value really need to look into a 3rd party insurance policy like Collect Insure.

You’ll save so much money in the not so long run but not buying pointless insurance on packages every time

[philo98]

Originally Posted by notfast

People who buy/sell anything of value really need to look into a 3rd party insurance policy like Collect Insure.

You’ll save so much money in the not so long run but not buying pointless insurance on packages every time

I’m working with them now on a quote. Seems like the best way to go about all of this. Looks like pretty decent insurance.

[Directly]

I filed a USPS claim 10/23/2020, up loaded the Ebay sale with the claim. In this case the box appeared to be compromised and the card was missing. When the opened damaged refused box was returned I gave it to the post office as advised per a USPS response letter.
So its been a month and the claim history still shows under review. The insured card was sold for $650.00 so no life changer, but a month seems long enough to find the missing card. I do have private insurance but don't feel they should pay for what the Postal insured should. Talking with another collector whom filed a claim said it took forever to get paid--I do know my Congressman but hesitate to get him involved over 650.00. My situation may be a cheap education because I have used priority mail in the past to send in valuable cards for grading, so in the future will go the registered mail route!