Candiman Auctions Explained

[pokerplyr80]

Originally Posted by Batpig

Most specifically exclude auction sites, so disputing may be difficult.

I guess I never read the fine print as I was unaware of that. Perhaps I will review my credit card terms and conditions this evening. Is it common knowledge this is the policy for most cards? Does anyone know specifically about amex or the Costco master card?

[oldjudge]

Sorry to say it, but after a 300+ post thread on these guys, if anyone loses money they deserve it.

[ullmandds]

Originally Posted by oldjudge

Sorry to say it, but after a 300+ post thread on these guys, if anyone loses money they deserve it.

totally agree!

[bnorth]

These are the 2 lots I won. At $39.60 inc buyers premium I think I done real good.

This on has 13 1959 Fleer Ted Williams cards. If anybody has any in this condition for this price I am your huckleberry. http://www.candimanauctions.com/Lot_...l-LOT1154.aspx

I also won this lot of 24 1955 Bowman cards that includes 6 umpire cards. I needed 2 of the umpires for my set that is now 6 cards from complete. Now I have 22 cards for trade bait.http://www.candimanauctions.com/Lot_...L-LOT1141.aspx

[ullmandds]

U done very good ben!

[bnorth]

Originally Posted by bnorth

These are the 2 lots I won. At $39.60 inc buyers premium I think I done real good.

This on has 13 1959 Fleer Ted Williams cards. If anybody has any in this condition for this price I am your huckleberry. http://www.candimanauctions.com/Lot_...l-LOT1154.aspx

I also won this lot of 24 1955 Bowman cards that includes 6 umpire cards. I needed 2 of the umpires for my set that is now 6 cards from complete. Now I have 22 cards for trade bait.http://www.candimanauctions.com/Lot_...L-LOT1141.aspx

Just got my invoice and I would say their shipping is also very reasonable at $8 for the 2 lots I won.

[Batpig]

Originally Posted by pokerplyr80

I guess I never read the fine print as I was unaware of that. Perhaps I will review my credit card terms and conditions this evening. Is it common knowledge this is the policy for most cards? Does anyone know specifically about amex or the Costco master card?

Amex definitely has it in the fine print. That's the one I checked for sure before this auction, hoping I could have that to fall back on, since Amex usually sides with buyers.

[bnorth]

Originally Posted by Batpig

Amex definitely has it in the fine print. That's the one I checked for sure before this auction, hoping I could have that to fall back on, since Amex usually sides with buyers.

A little off topic but I side with the CC companies on this. Because there is a whole group of people that just buy garbage at pennies on the dollar. Then when they don't win big they force a refund.

[cardsnstuff]

they {bros} probably knew that; now I understand why they were fighting with me on the paypal issue so much.

[pokerplyr80]

Originally Posted by Batpig

Amex definitely has it in the fine print. That's the one I checked for sure before this auction, hoping I could have that to fall back on, since Amex usually sides with buyers.

Just pulled up my terms and conditions for amex. The section on disputes if you are unhappy with your purchase was surprisingly short. No specific mention of auction houses, but interesting that the policy does not apply to purchases out of state or made 100 miles from home. I'm not sure how that rule would apply to an online purchase made from my home but to a company out of state. Perhaps an attorney could clarify. Hi Peter


Your Rights

If You Are Dissatisfied With Your Credit Card Purchases If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true:

1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.)

2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify.

3. You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at: American Express PO Box 981535 El Paso TX 79998-1535 While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay, we may report you as delinquent.

[pokerplyr80]

Terms are more generous if you are a victim of fraud, and in my personal opinion if I bought a card described in a much better condition that the one I received that would constitute fraud. I'm not certain the credit card company would agree, but I would certainly argue my case.

[Republicaninmass]

I have a feeling most people who are just relying on returning the items have not been burned in the past. I sent over 4000$ to an auction house last year and they never even called me back. They disappeared Into the wind and took over 50k total from buyers. It just isn't that easy to get your money back.

[cardsnstuff]

Originally Posted by Republicaninmass

I have a feeling most people who are just relying on returning the items have not been burned in the past. I sent over 4000$ to an auction house last year and they never even called me back. They disappeared Into the wind and took over 50k total from buyers. It just isn't that easy to get your money back.

That sucks; and were there no legal avenue's you could pursue?

[Republicaninmass]

We are pursuing a class action suit. I'll reiterate it isn't easy to "just get your money back". Local cops don't even care, so it's about getting an attorney to scare him enough so he pays.

[botn]

I just lost my first dispute on a Citi credit card. I have had less than a dozen go my way, some quite large too over the past 35 years. This one was against Morphy Auctions. They had misidentified the player in a photo I bought. The purchase price was a $350 and the reason Citi would not find in my favor was because the merchant, Morphy Auctions, did not agree to give me a refund.

Well yeah, they did not want to give me a refund when I contacted them upon receipt of the photo so I was not thinking they were going to lay down for Citi. I was able to provide Citi with overwhelming/irrefutable proof the image was misrepresented. Apparently all Morphy had to do was respond to my dispute saying they do not agree. I was provided their response and it consisted of my invoice and proof of delivery, neither addressed the dispute. LOL. I tried to appeal it and Citi instead gave me an in house credit. Not the outcome I wanted but they can probably afford the $350 hit more than I can.

[mechanicalman]

Originally Posted by botn

I just lost my first dispute on a Citi credit card. I have had less than a dozen go my way, some quite large too over the past 35 years. This one was against Morphy Auctions. They had misidentified the player in a photo I bought. The purchase price was a $350 and the reason Citi would not find in my favor was because the merchant, Morphy Auctions, did not agree to give me a refund.

Well yeah, they did not want to give me a refund when I contacted them upon receipt of the photo so I was not thinking they were going to lay down for Citi. I was able to provide Citi with overwhelming/irrefutable proof the image was misrepresented. Apparently all Morphy had to do was respond to my dispute saying they do not agree. I was provided their response and it consisted of my invoice and proof of delivery, neither addressed the dispute. LOL. I tried to appeal it and Citi instead gave me an in house credit. Not the outcome I wanted but they can probably afford the $350 hit more than I can.

I agree it's not that easy to win a charge back. I bought a $4500 Ruth on ebay a few years ago, and the package arrived empty. It took three months of back and forth with AMEX, and they only agreed to a reversal after I sent them a signed affidavit from my postmaster explaining the package they handled felt "light." Thank goodness I was working with a small town post office.