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#1
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I am sending some high end T206s to a Dealer for an upcoming event. Does anyone know if my insurance covers the exposure of his travel, and for the 3 days at the show? I have heard about several thefts that have happened in recent events.....Thanks for any input.....
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#2
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I don't think so. I believe they would only be covered during shipping; once they are in the dealer's hands, they would be his (and his insurance's) responsibility.
Last edited by 4815162342; 10-21-2013 at 06:46 PM. |
#3
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I'm of the opinion that this company is a scam. Check out the "Exclusions." They pretty much exclude everything that could go wrong.
http://www.collectinsure.com/exclusions.aspx |
#4
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Last edited by rainier2004; 10-21-2013 at 07:24 PM. |
#5
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Jeff |
#6
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•Voluntary parting with covered property
I would hazard a guess that this would apply to your situation Kevin.
__________________
Successful transactions with: Chesboro41, jimivintage, Bocabirdman, marcdelpercio, Jollyelm, Smanzari, asoriano, pclpads, joem36, nolemmings, t206blogcom, Northviewcats, Xplainer, Kickstand19, GrayGhost, btcarfango, Brian Van Horn, USMC09, G36, scotgreb, tere1071, kurri17, wrm, David James, tjenkins, SteveWhite, OhioCard Collector, sysks22, ejstel. Marty |
#7
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I'd be interested to hear from someone who has made a claim. Theft is clearly excluded because it is a "criminal act" or "mysterious disappearance" and fire and flooding may be excluded from their catch-all phrase at the end that states "This is not a complete list of exclusions and exclusions can vary by policy."
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#8
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Most traditional insurance companies will not cover sports cards & memorabilia...they won't touch it. IMO, they are one of the best "shots" at covering your cards & memorabilia at all...
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Hank from Cincinnati |
#9
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Tony I'm just curious, do you have cash and gold buried in your backyard?
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#10
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Jeff |
#11
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I guess I didn't interpret it that way. When I talked to a rep at the company, he informed me that it would be covered in the mail and say on display at a museum, not that I have anything like that. It seems like at a show may be covered, but that may pushing it.
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#12
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Jeff |
#13
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I made a claim for a loss in shipping. They paid fine.
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Leon Luckey www.luckeycards.com |
#14
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#15
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I'd be curious to hear the details as I have wondered about this if its ok with you.
Was the card shipped to or from you? I am assuming it was shipped in one of the policies approved methods like reg mail, etc.? If the card was over 5k, did you have to declare it with them as a scheduled item prior to ship? Any help is always appreciated. |
#16
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As an aside to the story, quite some time later I got a call from a US Postal Agent. They investigate internal crime in the USPS as opposed to a Postal Inspector who investigates external crime. It seems the 2 "lost" cards showed up on ebay and were being sold by one of those ebay consignment shops. The problem was, was that the true consignor was a Postal Employee. It seems he me might have been the culprit. I don't know how that part of the story ended.
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Leon Luckey www.luckeycards.com |
#17
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Someone claims it doesn't cover theft? Surely that's wrong or what's the point? I presume "mysterious disappearance" means when the cards are gone but you do not file police report etc. Correct? And it does cover actual theft?
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#18
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I had $700 worth of cards stolen out of my truck a few years back, they paid me in full about 60 days later. I have had a policy for about 6 years now and feel its well worth it.
Last edited by smtjoy; 10-22-2013 at 01:27 PM. |
#19
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Me too, thats exactly how I feel. Fire, flood, theft, thats what I am worried about. I have heard good stories about them dealing with these problems.
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Its so great to love all the New York teams in all sports, particularly the YANKEES. |
#20
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Can anybody with this insurance, or knowledge of their policy, comment if cards in a storage facility, or a bank, would be covered? Or do they all have to be in your domicile if not being shipped? My high value cards are going to be stored in a safe deposit box at my bank. I would like to put a safe full of my pre-war and vintage cards of lesser value in my locked storage unit as it's climate controlled, and has a sprinkler system. It also has a video surveillance system, and access to the facility is restricted to people who store with them. That seems to trump any kind of protection I could have at home.
I know that Uhaul offers insurance on things in storage, but I would prefer to have one policy covering the totality of my collection. Thanks!
__________________
Building these sets: T206, 1953 Bowman Color, 1975 Topps. Great transactions with: piedmont150, Cardboard Junkie, z28jd, t206blogcom, tinkertoeverstochance, trobba, Texxxx, marcdelpercio, t206hound, zachs, tolstoi, IronHorse 2130, AndyG09, BBT206, jtschantz, lug-nut, leaflover, Abravefan11, mpemulis, btcarfagno, BlueSky, and Frankbmd. |
#21
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No carrier will cover theft by embezzlers or by people you entrust the cards to unless you have them under a fidelity policy or fidelity bond. Thefts by strangers and mysterious disappearances are covered.
You must read the policy to understand the scope of its coverage. I am very comfortable with the scope of coverage offered in the policy I have.
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Read my blog; it will make all your dreams come true. https://adamstevenwarshaw.substack.com/ Or not... Last edited by Exhibitman; 10-24-2013 at 07:19 AM. |
#22
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#23
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I use and like this company as well. They have always treated me well, with patience and were very open and thorough on the policy. I did just get my annual policy renewal and it increased 16% for some reason w/o declaring any added value to my collection yet...I need to give them a call.
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#24
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I have had two claims with them under my dealer policy which MAY vary some from a personal policy.
One was a theft at a show the other was a pipe breaking at my workplace. They cover 75% or so of both claims with no problems. There is no doubt in my mind they are the best around. As for the original question, the cards would be covered in shipping, but as stated I think once the dealer had them they would be under his policy. James G
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WTB Boston Store Cards esp Ruth, Hornsby and 1915/16 UNC Strip cards and other Boston Store's too. |
#25
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Its so great to love all the New York teams in all sports, particularly the YANKEES. |
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