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As a buyer I have actually used several other electronic payment options on ebay. It is rare but it does happen.
I guess I look at it like this; if I want to buy something at a store and they tell me the only way I can pay for it is using their credit card or account - I have two options, agree to their terms or don't buy it. I don't consider just taking it a viable option. It actually happens at dept. stores quite often, "extra 25% off if you use your house credit card." And I agree, they would love ZERO competition.
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