Question for the group -- PayPal

[pwilk17]

Having a Paypal account is risky in that at any time someone can create a charge back for any item(s) that they paid using a credit card through Paypal. Even if they rec'd the item, they can say they did not to their credit card company and their credit card company will yank the funds immediately from Paypal and Paypal will hold you ultimately responsible for the charge back (if you have the funds in your account, the funds will be yanked - if not, you will have negative balance and be liable to pay it back). I would never take payment for any item from anybody (by credit card) if I could not accept the risk that it could be charged back one day. You are not safe after 45 days if a credit card was used through Paypal (you are if it is Paypal cash). Chargebacks can occur up to a year later.