Collectors insurance

[Ladder7]

Dont need no stinkin eensurance

[jbsports33]

I agree - Collectibles Insurance Agency is the best and they have very fair rates, safe deposit box is always good as well! Homeowners Insurance can be a lot of paper work and extra fees to add your cards.

Jimmy

[calvindog]

Has anyone ever had to make a claim with CIA?

[botn]

Jeff I have made 2 claims in 7 years. One was something which was lost in the mail for around $1000 and another for about 12K in which I had a Fed Ex coming back from PSA and the box had been cut open and contents removed. The claims process was very easy and took them about 35 days to pay out.

[PhilNap]

Originally Posted by botn

Jeff I have made 2 claims in 7 years. One was something which was lost in the mail for around $1000 and another for about 12K in which I had a Fed Ex coming back from PSA and the box had been cut open and contents removed. The claims process was very easy and took them about 35 days to pay out.

Out of curiosity how have those claims affected your premiums? I have a CIA policy and have a potential claim. It's less than a $1000 loss and wonding if its worth the claim if it will result in a significant premium increase.

[Batter67up]

Contacted Collectibles Insurance and was very disappointed in ther follow up with me. I had to call them to find out status on my application over a couple of days and then they seemed to pass it on to another rep. I asked them to cancel my application and I am looking elsewhere. If their service is that bad getting me a policy, I can only imagine how it would be if I had to file a claim. Thumbs down for me (Just My Opinion)

[conor912]

Originally Posted by botn

Jeff I have made 2 claims in 7 years. One was something which was lost in the mail for around $1000 and another for about 12K in which I had a Fed Ex coming back from PSA and the box had been cut open and contents removed. The claims process was very easy and took them about 35 days to pay out.

Wow....that's sketchy.

[timzcardz]

Originally Posted by calvindog

Has anyone ever had to make a claim with CIA?

Here is a fairly recent thread about a theft and successful insurnace claim:
http://www.net54baseball.com/showthread.php?t=118262

[Chicago206]

Originally Posted by Ladder7

Dont need no stinkin eensurance

I have yet to see a gun that fires bullets at bad guys while you are 1,000 miles away on vacation!

[Ladder7]

You think youre better than me, cuz I cant afford a vacation?

Besides, with this outfront. Who's gonna check to see if anyone's in the trailer!?

[M's_Fan]

I contacted my insurance company (Travelers) and they said I was already insured up to a certain amount from theft and fire, but only for the cost of my cards (not current value). It was totally inadequate.

But you really can't be compensated for the time you've spent putting your collection together. The safe deposit box is fine if you don't mind being away from your cards. But as I said in the other thread, if you like to be near them as I do, I highly recommend a top quality fire proof safe. Ft. Knox safes are built like, well, Ft. Knox.



http://ftknox.com/

[ibuysportsephemera]

Been using Collectors Insurance for probably 5 years or more. Thank goodness, never needed to make a claim

Over the years I have compared pricing as compared to a rider on my home owners...the cost is not even close, homeowners is at least 2x as much and doesn't include flood (which is include by CIA).

Jeff

[smtjoy]

I was the person in the thread who made a claim late last year after having cards stolen out of my truck around Christmas. I was paid in full and very glad I had insurance. I keep my cards in a home safe and have them fully insured (my homeowners policy was a joke regarding collectibles).

My Collectibles Insurance Services annual rates are a bit less than 1% of the total value insured.

[calvindog]

Scott, that's a perfect safe to hold MJ Roop boxes! What kind is it?

[slidekellyslide]

I have a safe deposit box...not just for cards that are expensive, but many of my items are unique and thus irreplaceable. I also don't have a huge collection so I can get by with just that.

[smtjoy]

Jeff, Its a Sentry Safe- my model has been replaced but I think this is the new one. I paid $831 total which included $200 delivery fee. It has worked out great for me and yes it holds roop cases perfect.

http://www.sentrysafe.com/products/p....si_p=CartView