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#1
04-08-2010, 10:58 AM
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Years ago Paypal used to pull money out from the underlying bank account. But a legal ruling against them prevents that from happening anymore. If it did all you would do is go to your bank and say it wasn't authorized. They will get it back for you after you sign a form (I did it last year).
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#2
04-08-2010, 11:12 AM
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No one will look out for you the way that you will.
I am familiar with PayPal's terms, and have no personal reason not to trust them, but for peace of mind I have a dedicated checking account linked to PayPal, that I don't keep any more than $25 in. Limiting the risk means limiting the worry. Actually, with only $25 at risk, I don't ever worry about it.
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