For what it's worth, I know that when push comes to shove - Seller loses the dispute when it comes to this. The "not responsible for items not received if insurance is not taken line in auctions has never meant anything. Buyer doesn't take added insurance - you can't prove the shipper delivered - you lose the dispute. Period. Regardless of happy-talk in auctions about not being responsible.
The issue is that the buyer fulfilled his/her obligation and you received your money, you are then responsible for the buyer receiving that item - regardless of shipping issues. Same rule applies to merchants across many lines, seller responsibility doesn't end when it's dropped in the mail - I buy something from Sears on-line for example, I don't receive it or it shows up damaged, they don't say "too bad, you didn't accept insurance" - that's already assumed/factored in.
I think that's what they're doing here, fine to charge it - but no longer an option - and no more "not responsible if..." lines, fewer dispute resolutions, etc. When you think of it, really, it's CYA no matter what.
Mind you, I'm not defending eBay - just a basic rule of transaction in this type of manner. I know it's hard to break even w/eBay, let alone any sort of a profit when you factor in the hefty Seller and Paypal fees as well as S & H costs .. but this isn't anything new really. Just clarifying and making mandatory something that should be anyway.
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