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#5
05-28-2009, 12:01 PM
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I usually only insure above around $75 and do so on my own dime. It sounds like you made purchasing insurance optional, so he's really not "stiffing" you if he opted not to have it insured. That being said, if it's a card with any significant value, I'd insure it and eat the negligible cost of buying peace of mind.
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