Shattered in Shipping

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Posted By: boxingcardman

By offering an insurance option and stating that the risk of loss passes to the buyer if the item is shipped uninsured, the parties are allocating the risk of loss in transit. If the buyer wants to take on the risk, he doesn't buy insurance. If he wants to pass the risk of loss to the seller or carrier, he takes the insurance. It hardly seems fair to me to make the seller buy the insurance at his expense every time or absorb the risk of loss in transit, unless you also accept that a seller will then have the right to mandate insurance in every listing, which is something I know a lot of buyers hate on lesser cost cards.

I wasn't commenting on the attitude of the original poster, BTW; I think he had it right accepting that he'd taken the risk by not opting to insure. I was commenting on the propensity of other posters to take a "heads I win, tails you lose" perspective on the situation.

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