Bryan Van Horn and threats....

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Posted By: Mike

I never understood the whole "offering insurance" to the buyer at a price. As a seller, if I'm selling a big-ticket item, I will simply charge a few extra bucks for shipping/handling and insure the item to protect myself. As a buyer, I always turn down optional insurance because I feel it is the sellers responsibity. If I don't receive the product, I contact paypal for a refund (at least in theory). I just don't believe you should have to insure an item that you have yet to receive. I also don't agree with the 50-50 split. If the seller doesn't take the necessary precautions to protect themselves(insurance, delivery confirmation), their recourse should be with the post office and not the buyer.