Posted By:
JoannI usually make insurance optional for smaller items, but put it in the shipping charges so it's automatic for anything over $100 - $125 or so. It depends on what I think the card will sell for.
But after reading the other thread about how PayPal tilts toward the buyer, I'm thinking about making it mandatory for anyone that uses PayPal. That's just so I don't end up being responsible for the mail performance. And maybe a little to try to create some fairness in a system that allows honest sellers to be penalized for events that (in my opinion, and I don't really know) are beyond the scope of the protection that PayPal is trying to provide for the buyers.
I'll probably change something after this though - either include it in shipping or whatever.
Joann