Collectibles Insurance - Stories about claims

[Peter_Spaeth]

One claim for an almost unheard of occurrence -- a box actually disappeared after being in the mail system. Notified agent, received a check within a week or two, didn't have to wait months to see if it showed up.

[philo98]

I have CIS and although I have not had a claim yet, went with this company after hearing similar stories to Howard's. Also, being a global nomad and at times not coming back to the US for many years at a time, I have my collection stored across safe deposit boxes, safes in a storage unit and other properties and they were able to easily and with zero hassle, draft a policy that covered everything I needed at the locations I wanted.

[rand1com]

CIS is my current insurance company. Been with them for 4 years or so.

No claims so far but I like they way they operate. You can add or subtract from the total coverage during the year if you make a large purchase or sell a pricey item.

I had Chubb before that but the inventory listing/valuation was cumbersome. Not sure if they still use that system or not.

[bandrus1]

CIS is absolutely the most amazing company

[ajjohnsonsoxfan]

I also have CIS. No claims but would also echo that's it super easy to add/modify coverage. You need to schedule/list any cards over $25k, otherwise you can just pay for blanket coverage for a set amount.

[philliesfan]

I also have CIS and had never had reason to file a claim. But for peace of mind, I am glad I went with them.
Bob

[Brent G.]

I got back into collecting last year after a couple decades off, and as I added more pieces, thought it'd be smart to insure it through my homeowner's with State Farm. It was a remarkably low price for peace of mind. I'm in a low crime area with little weather threat, so no doubt that's why it's such a good deal.