Memory Lane sold cards they didn't have per SCD

[Snowman]

Originally Posted by Peter_Spaeth

Fed Ex did not lose the package. The question is coverage under an "away from premises" provision such as in the policy Lorewalker posted. Without knowing the policy language, or the course of dealings between the parties, we can only speculate. It may be that one or more posters here actually know.

As evidenced by their policy coverage amounts, insurance companies place relatively large amounts of trust with policy holders themselves, and significantly less trust with mail carriers. If you were the one drafting policies, how much trust would you place, relative to FedEx overnight delivery, in a random rotation of day crew and night shift staffers at a Best Western over the course of multiple days?

I know my answer would be 'less trust' and I suspect yours would be as well.

Without having access to the actual policy itself, the best we can do is speculate and estimate what the likelihood is that an insurance company would actually pay out on such a claim.

Perhaps Jeff has already read the policy and is the one representing them though? Because otherwise, I can't figure out why he'd be so confident that ML is in fact covered should the cards never surface.