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#1
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It does however improve their cash flow, and also allows them to now invest your money they are holding and earn interest off of it. And we have all seen and heard how interest rates look like they may be starting to rise. Although not necessarily a huge revenue source for them, it is still your money that you could be earning some interest income on, or at least not incurring CC interest charges on, instead. Hell, even the federal government pays you interest when they take too long to get you your tax refund. Why should any TPG have a preferential interest or advantage over our own federal government? And now, TPGs may use this Marx case to further justify collecting even more money, even farther in advance of them performing the work they are supposed to do. If anything, this actually works to de-incentivize them to hurry up and get people's cards back to them. What's their rush, they already have your cards, and now your money. You can't suddenly do something else or go anywhere else. At least not without it likely costing you even more. Last edited by BobC; 04-06-2022 at 11:30 PM. |
#2
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Think of the cards that could be bought with the money spent on getting cards graded. And add to that pile of cards a vacuum in your consciousness where the angst, worry, anticipation, and frustration associated with dealing with the card graders once was.
Or think about fewer cards and more anxiety and stress... If any of the big graders with slab machines offered to come to my home, at my convenience, sit in the back yard with me and all of my cards and stuff, and to grade everything I could put before them, right there on the spot, and it'd take 30 minutes to get it done, all for a fee of $5... I'd decline that offer. I value my 30 minutes and my $5 bill more that their plastic and opinions. I cannot comprehend you guys paying PSA or SGC thousands of dollars. And I'm sure my thought processes or lack thereof don't make sense to some of you. I have a T206 Cy Young in an SGC slab that I've not broken out. The slip says it's a Sweet Caporal, but when the slab is flipped over there's a blue Piedmont back. Did they just screw up and check they wrong box on one of their forms? Or are two cards stuck together? Or what?? If I had bought that card ungraded then I'd know what I have. With it in the slab I'm not sure of what I have there. And I'm not sure about you guys spending thousands of dollars or more for someone else's opinion of what you have. Maybe next time you're thinking of sending a bunch of cards somewhere to be graded, get more clarity of how they will bill you at varying stages, or take that grading money and buy a few more cards (cards you'll get in hand way sooner than a grading company could be done with you). Last edited by FrankWakefield; 04-07-2022 at 07:16 AM. |
#3
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I am of the same opinion that no grading company is worth using but its unfortunate that its the only way to max profits on some cards. No one in the hobby wants an honest grading company. Without dishonesty there is no money to be made.
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Andrew Member since 2009 |
#4
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#5
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Well if Beckett or PSA or whoever has a business model in which it takes nearly 2 years for them to grade a submission of cards, they should institute a practice in which they have to contact a customer and double check their Payment method, just before the cards enter the actual grading process. There's no reason why anybody should have to pay for any service that far ahead of the actual service being performed, beyond a minimal deposit. I understand that some submitters do actually do this voluntarily when submitting through a bulk service in order to save a few bucks, entrusting the submission service to actually be responsible with their money when the time comes for their cards to actually be graded. I don't get it...but I do understand it. ![]() |
#6
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And in this case, if there was a change or problem with the CC after so much time had passed, when the TPG goes to run the card through before the labeling occurs and the CC charge doesn't go through, they simply put the order aside and contact the submitter. But this charging the CC before your cards go to labeling still doesn't make sense. Think about it, if the TPG was really so concerned with avoiding delays, why would they wait till AFTER the cards had actually been examined and graded, and only get concerned when they were on their way to labeling. Doing the actual review and exam of the cards takes them time and money as well. Don't you think a normal business with such a supposed concern about delays and all would have run the CC through then before doing any work or incurring any costs or time in grading the cards? Why would anyone pick some arbitrary point midway in their grading process to draw the line as to when they needed to make sure the CC charge would go through for the grading? That's why I'm calling BS on the excuse of an answer they gave the OP. |
#7
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And now, TPGs may use this Marx case to further justify collecting even more money, even farther in advance of them performing the work they are supposed to do. If anything, this actually works to de-incentivize them to hurry up and get people's cards back to them. What's their rush, they already have your cards, and now your money. You can't suddenly do something else or go anywhere else. At least not without it likely costing you even more.[/QUOTE]
No, actually their credit card processors would frown about charging upfront. There are very few SIC categories where a merchant can charge in advance for future delivery of goods and services. Not sure how BGS is getting away with this unless they somehow convinced the processor's rep to misclassify them or are paying a premium rate to do so...
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