Insuring your collection

[dio]

Pwcc vault. Took advantage of the 3 free submission free for life and I'm planning to move out of the country in a few months. Was using collectinsure before

[Peter_Spaeth]

Finkelmeier Insurance Agency, Inc. in Ohio got me a much better rate than anyone else I spoke to. Much better. They're online. Ask for Jodi.

[Gorditadogg]

Originally Posted by Peter_Spaeth

Finkelmeier Insurance Agency, Inc. in Ohio got me a much better rate than anyone else I spoke to. Much better. They're online. Ask for Jodi.

Jodi is the best!

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[Oscar_Stanage]

I use CIS as well. I got it mainly for submissions, so I do not have to waste time pretending USPS insurance isn't worthless. And so I do not have to tell someone making 10 bucks an hour that I need $5k in insurance.

I have never filed a claim, but from what they told me, keeping my inventory in a spreadsheet and keeping any receipts is good enough proof of value. I take pictures of my submissions, but not sure how a claim will work for raw cards that I do not have receipts for.

any protection from damage/theft is a bonus.

[Tripredacus]

The thing I have, I do not know what the appropriate term is. It is just something I have set up with my insurance company that covers "contents" of a house. I choose that method because it covers various types of things not just the things I collect. I can raise or lower the coverage amount as I please and I do not need to keep a detailed list of assets, although I typically do anyways just because I like that kind of thing.

[hcv123]

Originally Posted by Tripredacus

The thing I have, I do not know what the appropriate term is. It is just something I have set up with my insurance company that covers "contents" of a house. I choose that method because it covers various types of things not just the things I collect. I can raise or lower the coverage amount as I please and I do not need to keep a detailed list of assets, although I typically do anyways just because I like that kind of thing.

That your Sports cards/collectibles are fully covered (at cost or replacement value?) and make sure their value is within the policy limit(s). I have heard a couple of nightmare stories regarding homeowners coverage and riders.

[Tripredacus]

Originally Posted by hcv123

That your Sports cards/collectibles are fully covered (at cost or replacement value?) and make sure their value is within the policy limit(s). I have heard a couple of nightmare stories regarding homeowners coverage and riders.

For the most part. There are some things that have no known value, things that are rare and have no sales history besides what I paid for them. I guess I do not even count those types of things. And of course, the entire idea of having insurance is more of a feel good type of thing than anything else. There is no shortage of stories out there of insurance companies not honoring policies. Unfortunately, there is no garaunteed insurance method of anything.

Anyways, I think that if I were ever have to call in that policy, I probably would not bother trying to replace anything and just kind of start over into something new.