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#5
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Yes to all of it.
Certainly there will be some funds going elsewhere when there is other stuff to do. I have saved five figures on traveling this year off our norm but full expect to hit Kona, NYC and Paris the year after this ends. Plus the National of course. Some people who started with cards are going to stay with it because it is fun. I know if I try something new and enjoy it I don't just drop it when something else comes along. I may do less but once bitten...
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