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  #1  
Old 02-23-2020, 05:41 PM
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mintacular mintacular is offline
Patrick N.
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Default Worthless Thread

Pretty worthless thread, the seller should have paid the additional $5 or so insurance originally---sellers should always protect themselves again postal mishaps on $100+ transactions (or suffer the $ $ consequences). This is even more apparent since the seller did not know the buyer but even so, the postal office misplaces, loses, and steals items everyday

When the card did not arrive arrive a refund in short thrift was due. A simple short and quick question & answer to the buyer may have been appropriate but for them to wait this long with all the back and forth is TOTALLY uncalled for....

Look, if you don't want to be a professional seller and all that comes with that DO NOT SELL CARDS. Last but not least, as a seller if you think insurance will be needed price that into your accepted sale price
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Last edited by mintacular; 02-23-2020 at 05:42 PM.
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  #2  
Old 02-23-2020, 06:02 PM
Brian Van Horn Brian Van Horn is offline
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Gentlemen,

Just a couple of points here.

First, in all the time I have been selling I have used certified mail. I estimate that to be over 4,000 transactions. This is the second time a package has been lost. A success rate that equates to greater than 99.95%. I will continue to use certified mail as the process for delivering cards. If anyone would like insurance, I will be more than happy to comply and advise them of the additional cost.

Second, there was a previous case, not related to the two in which cards did not arrive, in which the cards arrived after 2 1/2 months. Just providing complete disclosure.
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  #3  
Old 02-23-2020, 06:17 PM
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Jim65 Jim65 is offline
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Originally Posted by Brian Van Horn View Post
Gentlemen,

Just a couple of points here.

First, in all the time I have been selling I have used certified mail. I estimate that to be over 4,000 transactions. This is the second time a package has been lost. A success rate that equates to greater than 99.95%. I will continue to use certified mail as the process for delivering cards. If anyone would like insurance, I will be more than happy to comply and advise them of the additional cost.

Second, there was a previous case, not related to the two in which cards did not arrive, in which the cards arrived after 2 1/2 months. Just providing complete disclosure.
Brian, I see your point about packages sometimes taking that long to show up. We all know it happens but making the buyer wait that long isn't right. You probably should have refunded after 30 days and trust that the buyer would pay if the package eventually did show up.

As for insurance, it protects the seller not the buyer especially when Paypal is used. Add it to the cost for your own peace of mind.
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  #4  
Old 02-23-2020, 06:46 PM
RedsFan1941 RedsFan1941 is offline
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hopefully this concludes this thread

Last edited by RedsFan1941; 02-23-2020 at 06:47 PM.
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  #5  
Old 02-23-2020, 07:22 PM
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ValKehl ValKehl is offline
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Brian, certified mail costs $3.55, and it is my understanding that this doesn't protect the shipper from loss or damage by the USPS while in transit. For the same $3.55 you can purchase $200 of USPS insurance to cover such loss or damage. BTW, if one purchases over $500 of USPS insurance, the USPS carrier is required to obtain a signature upon delivery, and this is reflected in the cost of insurance - $500 of USPS insurance costs $7.10, and $501 of insurance costs $9.55. FYI, I never purchase certified mail, but I almost always purchase insurance when I ship cards worth more than $100.
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  #6  
Old 02-23-2020, 08:35 PM
hcv123 hcv123 is offline
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Originally Posted by ValKehl View Post
Brian, certified mail costs $3.55, and it is my understanding that this doesn't protect the shipper from loss or damage by the USPS while in transit. For the same $3.55 you can purchase $200 of USPS insurance to cover such loss or damage. BTW, if one purchases over $500 of USPS insurance, the USPS carrier is required to obtain a signature upon delivery, and this is reflected in the cost of insurance - $500 of USPS insurance costs $7.10, and $501 of insurance costs $9.55. FYI, I never purchase certified mail, but I almost always purchase insurance when I ship cards worth more than $100.
I will sometimes purchase insurance for less than the value of what I am sending and "self insure" for the balance. If it's a bigger deal - will always take at least as much insurance as will require a signature.
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  #7  
Old 02-23-2020, 08:49 PM
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Brian-If you are shipping certified but guaranteeing to the buyer that the card/cards will arrive or you will refund their purchase price why would the buyer ever pay additional for insurance? I suggest that in the future you quote a base price plus “shipping” for each card. If the buyer wants insurance he has to pay for it. If he turns insurance down then he is assuming risk of loss. All you need is delivery confirmation, you are wasting money on certified mail.
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  #8  
Old 02-24-2020, 02:10 AM
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Originally Posted by oldjudge View Post
Brian-If you are shipping certified but guaranteeing to the buyer that the card/cards will arrive or you will refund their purchase price why would the buyer ever pay additional for insurance? I suggest that in the future you quote a base price plus “shipping” for each card. If the buyer wants insurance he has to pay for it. If he turns insurance down then he is assuming risk of loss. All you need is delivery confirmation, you are wasting money on certified mail.
Insurance protects the seller not the buyer. Refusing to buy insurance doesn't put the buyer on the hook for damage or loss. That's nonsense. It's the job of the seller to get the item to the buyer safely. Period. The buyer doesn't have to pay extra to make that happen. If insurance is purchased, who is still responsible for properly packaging the item since a claim will be rejected for improper packaging? The seller. If there's a problem, who makes the claim? The seller. Who collects if the claim is paid out? The seller. That's why the seller pays for insurance and the buyer has nothing to do with it.
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  #9  
Old 02-24-2020, 08:44 AM
Brian Van Horn Brian Van Horn is offline
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Quote:
Originally Posted by oldjudge View Post
Brian-If you are shipping certified but guaranteeing to the buyer that the card/cards will arrive or you will refund their purchase price why would the buyer ever pay additional for insurance? I suggest that in the future you quote a base price plus “shipping” for each card. If the buyer wants insurance he has to pay for it. If he turns insurance down then he is assuming risk of loss. All you need is delivery confirmation, you are wasting money on certified mail.
Jay,

I appreciate it. I hate the idea of giving up on a system that has worked all but two times in over 4,000 transactions, but I have to consider that signature confirmation is 40 cents cheaper. In both cases in which this failed, the buyer has been refunded.
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  #10  
Old 02-24-2020, 08:37 AM
Brian Van Horn Brian Van Horn is offline
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Originally Posted by ValKehl View Post
Brian, certified mail costs $3.55, and it is my understanding that this doesn't protect the shipper from loss or damage by the USPS while in transit. For the same $3.55 you can purchase $200 of USPS insurance to cover such loss or damage. BTW, if one purchases over $500 of USPS insurance, the USPS carrier is required to obtain a signature upon delivery, and this is reflected in the cost of insurance - $500 of USPS insurance costs $7.10, and $501 of insurance costs $9.55. FYI, I never purchase certified mail, but I almost always purchase insurance when I ship cards worth more than $100.
Val,

I appreciate it, but it is not for the same $3.55. Insurance would be an extra charge. I wanted to hold off on comment until after visiting my local post office. Given the insurance and my want for a signature, the amount would be greater. Here is a USPS rate sheet. The encircled areas were done by the clerk on duty.
Attached Images
File Type: jpg USPS rate sheet.jpg (78.4 KB, 485 views)

Last edited by Brian Van Horn; 02-24-2020 at 08:39 AM.
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  #11  
Old 02-24-2020, 11:28 AM
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ValKehl ValKehl is offline
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Quote:
Originally Posted by Brian Van Horn View Post
Val,

I appreciate it, but it is not for the same $3.55. Insurance would be an extra charge. I wanted to hold off on comment until after visiting my local post office. Given the insurance and my want for a signature, the amount would be greater. Here is a USPS rate sheet. The encircled areas were done by the clerk on duty.
Brian, you misinterpreted my comment. What I thought I was clearly saying is that for the same $$ you are spending on certified mail (which does little for you, IMO), you could purchase $200 of USPS insurance instead.

BTW, I am not concerned about getting a signature for items that I have insured for up to $500 (over $500 of insurance, the USPS automatically gets a signature). If the USPS Tracking System shows my item was delivered, then I'm in the clear if it disappears from the purchaser's mailbox or porch. If the purchaser claims it arrived damaged, then I require the purchaser to send me pics of the damage which I submit with my claim to the USPS. Over the past 20 years, I've had a few items either disappear or be damaged in transit, and the USPS has always paid my claims on a timely basis.
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Seeking very scarce/rare cards for my Sam Rice master collection, e.g., E210 York Caramel Type 2 (upgrade), 1931 W502, W504 (upgrade), W572 sepia, W573, 1922 Haffner's Bread, 1922 Keating Candy, 1922 Witmor Candy Type 2 (vertical back), 1926 Sports Co. of Am. with ad & blank backs. Also 1917 Merchants Bakery & Weil Baking cards of WaJo. Also E222 cards of Lipe, Revelle & Ryan.
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  #12  
Old 02-24-2020, 12:20 PM
Brian Van Horn Brian Van Horn is offline
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Quote:
Originally Posted by ValKehl View Post
Brian, you misinterpreted my comment. What I thought I was clearly saying is that for the same $$ you are spending on certified mail (which does little for you, IMO), you could purchase $200 of USPS insurance instead.

BTW, I am not concerned about getting a signature for items that I have insured for up to $500 (over $500 of insurance, the USPS automatically gets a signature). If the USPS Tracking System shows my item was delivered, then I'm in the clear if it disappears from the purchaser's mailbox or porch. If the purchaser claims it arrived damaged, then I require the purchaser to send me pics of the damage which I submit with my claim to the USPS. Over the past 20 years, I've had a few items either disappear or be damaged in transit, and the USPS has always paid my claims on a timely basis.
My apologies for my misinterpretation.
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  #13  
Old 02-23-2020, 06:20 PM
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jchcollins jchcollins is offline
John Collins
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Quote:
Originally Posted by mintacular View Post
Pretty worthless thread, the seller should have paid the additional $5 or so insurance originally---sellers should always protect themselves again postal mishaps on $100+ transactions (or suffer the $ $ consequences). This is even more apparent since the seller did not know the buyer but even so, the postal office misplaces, loses, and steals items everyday

When the card did not arrive arrive a refund in short thrift was due. A simple short and quick question & answer to the buyer may have been appropriate but for them to wait this long with all the back and forth is TOTALLY uncalled for....

Look, if you don't want to be a professional seller and all that comes with that DO NOT SELL CARDS. Last but not least, as a seller if you think insurance will be needed price that into your accepted sale price


Agreed. The buyer should have been refunded quickly and without a hassle. No, it’s not how “every” transaction works necessarily, but it’s what buyers have come to expect, and the most professional thing to do.


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