USPS lost my card submission to SGC and denied my insurance claim

[Popcorn]

My 2 cents:

When using usps ONLY use REGISTERED MAIL on anything insured over 1k. Only the high end employees touch it and it’s always under lock and key.

I’ve never had a problem and have sent hundreds of packages this way (knock on wood)

The few times I’ve had to file a insurance claim with usps was using insured priority mail and they FOUGHT me every time.

Im 2 for 3 that way so keep at it and use Registered Mail only.

Good Luck!

Edit: the two times they approved my claim I had to go through appeals. They never approve the first time with a claim.

[Promethius88]

USPS insurance is horrible. I filed a claim and was denied because I couldn't verify the value. It was only $700 and it was for cards that I had for years and the value was actually much higher. The hoops they make you jump thru are asinine. Worst part....they know the package was lost but not only did they deny my insurance claim, they refused to refund the actual cost of the shipping for a package that didn't arrive. I was getting e-mails for months that they were still looking for the package. Now, the pot of gold at the end of the rainbow was that there was a packing slip inside the box so apparently it was opened and the package FINALLY got to it's intended location after a couple months. To this day, the tracking number still shows that it is "In Transit".

[HercDriver]

The best you can do is save a receipt for anything. Whatever it is, doesn't matter. You have an auction house receipt, and a scan of the card...who cares if it's from 2012. When you mail your cards, insure them, and if they are lost, use the old scan and auction receipt as proof of value. It's lost. They have no idea if the T206 3-Finger Brown was in the envelope, or the 1956 Mantle card that you have an REA receipt for. Right?

Cheers,
Geno

[jfkheat]

I have always had an issue with paying the USPS, UPS or Fed-Ex extra to insure that they do their job properly. I can't think of any other business that requires me to do that.

[PowderedH2O]

I don't think the package contents should matter for anything. If I decide to insure a photo of my grandmother for $5k because I want to make sure it doesn't get lost, and USPS loses it, then they should be out the $5k. I am a school teacher and I don't make a lot of money. But, if I want to pay for the insurance costs, I can insure myself for millions.

[DCDSports]

For what it is worth, I think private insurance is the way to go.

In the 20 years or so we used private insurance to cover our stuff (during transit), we only had to make a claim twice.

Both were easy. One was a card being shipped. During shipping, the card tore (it was fragile . . . ). Showed company a recent price, and a check for 10k was sent.

Second was one a few years ago. Shipped 5 boxes of stuff to Canada. 1 of 5 boxes went missing. It just disappeared into the Fed-ex system.

Sent insurance company our documentation, a note from Fed-ex, and a check was quickly cut (pretty high number, but we had packing lists and values placed).

4 months later, a call from someone at Fed-ex who found the box somewhere. It was opened, a name was found, and they called us. Box was shipped back and all was there.

We called the insurance company, said the box had been found and fully accounted for. We cut them a check, which made them pretty happy (guess it's rare), and we sold the cards to the same guy for the same price. Shipped 'em out, and they arrived safely.

We generally use Fed-ex, but have used all shipping options.

If it's possible, see if it your insurance covers transit. It'll be easier to work with than USPS at any given time.