the list (of criminals) is revealed

[Stampsfan]

These last two pages of posts are the surest way to kill interest in this thread on shill bidding.

Perhaps that's the tactic that CU could use to kill the post over there...

[Runscott]

Originally Posted by Stampsfan

These last two pages of posts are the surest way to kill interest in this thread on shill bidding.

Perhaps that's the tactic that CU could use to kill the post over there...

I apologize for commenting - normally my non-baseball posts get completely ignored. I only replied because the poster is a lawyer who doesn't seem to understand why people make lawyer jokes, etc. I thought he needed to be woken up. Basically, I was baffled to a point that I felt compelled to respond.

[drcy]

I know a lawyer for a law firm that works only in insurance disputes involving buildings in the Seattle area. I asked him what was his success rate suing insurance companies and he said he's never lost. He said insurance companies regularly break state statutes and their own contracts in the hope that the people won't do anything about it. He said their regular automatic reaction is to deny claims even when the contract says it should be covered.

He said insurance companies regularly want to settle before it goes to court, because their bad practice and rule breaking in the one particular case is often something they do in many to all their cases and they want to avoid a court decision that could be blanket applied to all their cases and contracts. He said he'll find something statute breaking in a particular contract he's working on and the problem for the insurance company is it's something standard they have in many to all their contracts.

A specific example he gave is, at least in Washington State, when an insurance company denies your claims, they are required by state statute to include in the denial letter that the insurance owner has the legal right to dispute the claim within a year. He got a settlement against an insurance company in part because they didn't include that text in the denial letter and the building owner didn't know he had a year to dispute the denial and waited longer. The insurance company wanted the claim dismissed because he waited too long. He said the big problem for the insurance company is he's pretty sure they hadn't been including that text in most of their denials letters.

[WhenItWasAHobby]

Just as a follow-up to my prior post, notwithstanding a slew of bad lawyers I've come across in various capacities, I will say that I know several attorneys that are saints, including one who posts on this board. The key litmus test is when money and legal fees were clearly a non-issue and making certain that justice prevails is the bottom line. Yes, there are attorneys that are quite honorable.

[Tabe]

Four years ago, my wife started going through chemo. For five months, and had 3-5 different insurance items per week, almost always the same, every week. I would estimate at least 80% of all her claims were initially denied. A ton of them were denied for her doctor being out of network (he wasn't) - over and over and over. I'd fight it on one claim and they'd use the same denial a week later. I eventually threatened a lawsuit and a complaint to the insurance commissioner and that got the issues stopped.

In another case, my insurance company lied to me about coverage for an MRI. It was the end of the year and they were giving me the runaround to push the test into the new year, reseting my deductible. It worked. I had proof they had lied and got my employer to fight on my behalf and get the MRI treated as if it had occurred before the new year.

I probably have another dozen stories.

Suffice to say, there is no doubt in my mind that insurance companies do false denials as a matter of course.

[1952boyntoncollector]

Originally Posted by Tabe

Four years ago, my wife started going through chemo. For five months, and had 3-5 different insurance items per week, almost always the same, every week. I would estimate at least 80% of all her claims were initially denied. A ton of them were denied for her doctor being out of network (he wasn't) - over and over and over. I'd fight it on one claim and they'd use the same denial a week later. I eventually threatened a lawsuit and a complaint to the insurance commissioner and that got the issues stopped.

In another case, my insurance company lied to me about coverage for an MRI. It was the end of the year and they were giving me the runaround to push the test into the new year, reseting my deductible. It worked. I had proof they had lied and got my employer to fight on my behalf and get the MRI treated as if it had occurred before the new year.

I probably have another dozen stories.

Suffice to say, there is no doubt in my mind that insurance companies do false denials as a matter of course.

If insurance companies paid claims on time and fairly then lawyers would never be needed to sue them i would think....

[Leon]

If this thread stays off topic it is going to be closed eventually.

[keithsky]

Originally Posted by Leon

If this thread stays off topic it is going to be closed eventually.

Thanks for that message Leon, Getting real tired of listening about insurance companys and lawyers. Wow did this post get way off tract from starting about shill bidding and auction houses