Protection when we use paypal gift ?

[frankbmd]

Originally Posted by Texxxx

I am one that does not insure high dollar cards I sell. I self insure. I may have to pay out for a card that gets damaged or lost from time to time but in the long run I will come out way ahead money wise. I understand this is not for everyone. If I loose a $2000 card it's not going to kill me.

I agree. If I had insured all the packages I have sent in the last seven years, it would have cost me at least $1000 and probably more. My total losses due to the post office or a dishonest buyer who claimed not to receive are $25. If requested, I will insure at the buyer's expense. Gifting on this forum has not posed any problems. For those uncomfortable with this, adding 3% for the buyer protection that PP offers is fine as well.

[autograf]

Do you use Delivery Confirmation then? If you don't insure and self insure, that's great but without DC or some form of it, you could be scammed without a card actually getting lost. Over a period of time, insurance does get to be very costly. I can see benefits for both ways..........

I'd also be concerned about anyone using a PWE on a $100 card. What does a padded envelope cost?

[Leon]

Paypal gift (Friends and Family) is a different product and I always know there are no protections. That is also why I don't mind taking it or giving it with most on this board, especially folks I know. This board is a bit different than most BUT WE ARE getting to be quite large. So, if you feel uncomfortable I strongly recommend using regular paypal and paying the fees. I do pay paypal fees many times because I want the protection.

[chipperhank44]

"I am a victim of fraud as a result of my own fraud." - People who have been screwed using Paypal Gift

[4815162342]

Originally Posted by chipperhank44

"I am a victim of fraud as a result of my own fraud." - People who have been screwed using Paypal Gift

Please explain how using PayPal gift is fraud.

[chipperhank44]

Originally Posted by 4815162342

Please explain how using PayPal gift is fraud.

When you use "gift" to purchase goods or services via Paypal.



Not saying using Paypal Gift for purchases is a felony or anything, however, the point of my initial post might be better stated below:


--> When Paypal clearly offers an option for purchasing goods and services that includes protection for the involved parties, and that option is avoided (often dishonestly) for financial reasons, the parties who avoided the purchasing option are not entitled to the protection that they consciously avoided.

[4815162342]

Originally Posted by chipperhank44

When you use "gift" to purchase goods or services via Paypal.



Not saying using Paypal Gift for purchases is a felony or anything, however, the point of my initial post might be better stated below:


--> When Paypal clearly offers an option for purchasing goods and services that includes protection for the involved parties, and that option is avoided (often dishonestly) for financial reasons, the parties who avoided the purchasing option are not entitled to the protection that they consciously avoided.

I agree totally with your last statement, that neither party is entitled to any protection by PayPal for using PayPal gift, money owed, etc. But just because you choose not to pay for that protection and use another service that is offered free of charge, does not mean that it is fraudulent to use it. I have not had one single issue in either sending or receiving money and cards on the Net54 BST without any third-party guarantees/protection (other than shipping insurance). Would I ever send money via PayPal gift to anyone I did not know? Of course not.