If you need one card.......

[bcbgcbrcb]

I believe that just about everyone, including myself, will say yes to this question without much hesitation.

[Leon]

Almost every passionate collector has paid more than they intended to acquire a card. I do it all of the time . I have almost never regretted it....

[Prof_Plum]

Seeing how just about everybody would be willing to spend more for the card they need. The follow up is sort of how long do you look before giving in to that higher price. Obviously if the card rarely appears your timetable is predetermined.
I'm at the point where I need one card to finish two different sets. The cards I need are readily available but not at the price I initially anticipated. I've been looking for probably close to 3 months and have just about reached the point of "Heck with it. I'm buying even if it is >30% more than what I wanted to pay."

[insccollectibles]

I would usually pay the premium to complete the set. A couple factors I would consider is how long I've tried to find the card/complete the set and how much of a premium I am paying.

[39special]

If its a tough card to find, or one you don't see for sale often yes.I have done it many times.

[ullmandds]

This has become the norm...dramatically overpaying for a card you want/need...esp if it's a tough card that doesn't come up often.

Price guides are meaningless...previous hammer prices can be meaningless...a card is worth what someone is willing to pay at that time...prudence be damned!

[kkkkandp]

It has been more than once that I overpaid for a card on my want list.

Was I happy to have spent more than my target amount? Hell, no!

Was I happy to cross that card off my want list? Hell, yes!

[conor912]

Originally Posted by Prof_Plum

Seeing how just about everybody would be willing to spend more for the card they need. The follow up is sort of how long do you look before giving in to that higher price. Obviously if the card rarely appears your timetable is predetermined.
I'm at the point where I need one card to finish two different sets. The cards I need are readily available but not at the price I initially anticipated. I've been looking for probably close to 3 months and have just about reached the point of "Heck with it. I'm buying even if it is >30% more than what I wanted to pay."

30% isn't that tough of a pill to swallow for a card you've been needing to complete a set for 3 months. Will you ever make your money back? Probably not...but chalk it up to the cost of the satisfaction for completion. That's my take anyway.