Purchasing a card in installments

[Zone91]

I would not ask that question here!!! From experience I believe best to work it out with the dealer if both of you are OK with then go for it....BUT do NOT back out of the transaction (I have done so in the past and it causes a LOT of problems here and with the seller).

Yes I have asked some sellers to wait up to 3 weeks to be paid in full and as everyone here knows I kept my word 99% of the time....that 1% can come bit you in the ass....so like I said make 100% you pay in all cases.

Post # 2

[ullmandds]

I wouldnt buy or sell a card in installments. If u cant affort it...dont buy it or get a proper loan.

[Craig M]

Great questions and I respect everyone's point of view.

Here's mine.

There is nothing wrong with purchasing a card(s) on a payment plan with the seller.

The guys I have done it with here actually needed funds to purchase some heavy hitters in auctions and if it wasn't for me putting X amount of dollars every week into the guys PayPal account, he probably would not have generated the funds to fuel his purchase. I wanted a card that he had but did not want to plop down the entire amount all at once so he agreed to stretch it out and send me the card after I had made my last payment.

I have actually done this with a handfull of guys here.

It's all about building a repore and developing trust.

I recently received an email from a member wanting to sell me a scrap and asked if I could help him out to raise the money for an upcoming auction again. He needs X amount of dollars each week and I agreed upon it.

It's a two way street with winning all around.

Happy Collecting,

Craig

[Leon]

I have bought and sold cards with almost every conceivable way of paying. I have no issue with installments as long as both parties agree (or course), communicate well and uphold their end of the arrangement. There have been some cards I couldn't have afforded had I not done creative financing. And some of them would barely ever, if ever, come around again. I would rather figure something out than miss a super rare card I want. I am probably in the minority though (and I have a very understanding better half, which helps)....

[JohnP0621]

I have purchased a few Big cards using an installment (layaway plan). I purchased 3 different-T206 psa 4 Cobbs and I just purchased a Rare Color Variation T206. I usually only purchase what I can afford at the time but sometimes I don't want to miss out on a card and don't have all of the funds available so and ask the seller to hold it 2-4 weeks max as I pay it off. I know that once I commit to the purchase that I will make sure I pay it quickly . It HAS WORKED OUT great EVERY TIME FOR ME.

John P

[Republicaninmass]

I have before to trusted buyers. To clarify, I dont release the cards until it is paid in full.

[39special]

I bought a card from a member here in installments.The member offered me the card,and said he would take installments.I paid a set amount in 4 payments,1 a week.I never would have asked him to do that,but he offered,
and it was a card I never would have been able to buy.Its the only time I have ever done it.
I would do it for a member here.