2 stories.
I have a PSA 4 T205 Shulte pied 42 with 4 pin holes in it. One in each corner. An SGC 1 tops and I am fine with that. It would be accuratly graded then.
About 6 yrs ago I drove to whicita ks to buy a collection of new and vintage. He produced an unopened pack of 57 topps that I had him throw in to seal the deal. I busted the pack and pulled a Clemente that was mint. I sent it to sgc and it came back a 5. I resubmitted it for review thinking there is no way it is that and they put it in a graded bag and circled the upper left corner on the back where there was a slight spider crease or what I thought was a flaw in the cardstock. I sold the card for decent money though. What got me was the dealer that bought it submitted it to PSA and it now resides in a PSA 9 slab is what he told me. So how's that right? I could have did that also but would have felt like a thief had I sold it for 9 money. So if you sleep better at night using PSA over SGC that is fine but for me I prefer consistancy and integrity. I buy the card and not the holder anyways. Took me a while to learn but it was an easy choice after I learned my cards.
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