Collectors insurance

[smtjoy]

I was the person in the thread who made a claim late last year after having cards stolen out of my truck around Christmas. I was paid in full and very glad I had insurance. I keep my cards in a home safe and have them fully insured (my homeowners policy was a joke regarding collectibles).

My Collectibles Insurance Services annual rates are a bit less than 1% of the total value insured.

[calvindog]

Scott, that's a perfect safe to hold MJ Roop boxes! What kind is it?

[slidekellyslide]

I have a safe deposit box...not just for cards that are expensive, but many of my items are unique and thus irreplaceable. I also don't have a huge collection so I can get by with just that.

[smtjoy]

Jeff, Its a Sentry Safe- my model has been replaced but I think this is the new one. I paid $831 total which included $200 delivery fee. It has worked out great for me and yes it holds roop cases perfect.

http://www.sentrysafe.com/products/p....si_p=CartView

[botn]

I use a Gardall safe at home which is both Burglary and Fire rated.

I use a safe deposit box at the bank for some of the better stuff and the rest is at home. My homeowners insurance policy covers about $130K worth of my collectables which is more than enought to replace them. Also use my wife as a deterent for theives. They have to take her with them and most never make it up the drive, the rest just leave when she answers the door.

PLEASE PLEASE come rob me quick

[terjung]

Does CIA cover your cards if you are in transit and they are stolen? ...for example, to and from a show... or at a show?

[calvindog]

Are these safes bolted to the ground? Or are they just too heavy to steal? Is that the concept? I'd like a safe that will be fireproof but I'm guessing there's a limit to how long a safe can be in fire and not melt.

[Rob D.]

What about if a card I'm selling but don't own yet gets stolen? Do I have a claim?

[Chicago206]

Originally Posted by calvindog

Are these safes bolted to the ground? Or are they just too heavy to steal? Is that the concept? I'd like a safe that will be fireproof but I'm guessing there's a limit to how long a safe can be in fire and not melt.

Steel begins to melt at around 1500-1600 degrees if I remember correctly. The average house fire (in my personal experience) gets no hotter than around 1200 or so.....maybe a little hotter for a very brief period known as flashover. But since most fires that have had a flashover are now self venting in some way (through the roof, out a window) the higher temp is not sustained. Unless you have some type of unusual scenario in which the safe would be trapped in a void in such a manner as to expose it to ultra hot temps for a lengthy period, I seriously doubt that a fire safe will have any problems in the typical house fire.