Cardcollectorguru on our board....

[Leon]

Originally Posted by HRBAKER

Todd,

I agree. If a seller is selling something and I want it enough, I will pick up the fees if they ask for "FF/Gift." IMO, truth be told not only is the seller skirting the T&C but they are asking the buyer to as well. They want instant access to the funds from a confirmed source for free - sure beats waiting for a check, then waiting for it to clear, etc (that's the service part you are paying for). I think that if a seller doesn't want to pay the fees the right thing to do is to offer other payment methods.

I pay paypal quite a bit in fees. Sometimes I ask for FF, if it is a friend or family.....even if for a service or item. All things totaled I am sure ebay would rather me use their service. I requested almost $500 from someone this evening and will be eating the fees...and it's for a service with no protections needed. I could have just as easily asked for a check as I don't need the money now.
If I request a FF then I always give another option to the other party. Am I skirting their rules, probably. But do I feel I also pay them back, yes. Probably not perfect and in some members eyes unconscionable, but to me it's not that bad. They make a lot of profit off of me and I do it on purpose to help (me) justify the times I use FF......but again, to each their own.