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#1
02-04-2019, 09:18 PM
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Paypal question-- I mucked up.
What happens when a paypal payment to an ebay seller is tied to a credit card and the credit card does not have enough on it? Does paypal then try to draw the funds off the bank account linked to it?
I very seldom need to be reminded to pay an ebay seller, but I received a notification today for a sale Saturday evening. I also very seldom use a credit card for paypal charges, but do have one card tied to paypal. When I went to pay this ebay auction reminder it submitted the payment through my credit card and said the transaction was complete. The card won't cover it. I thought maybe somebody here has experienced the same lapse in attention.
__________________
"You start a conversation, you can't even finish it You're talking a lot, but you're not saying anything When I have nothing to say, my lips are sealed Say something once, why say it again?" If we are to have another contest in the near future of our national existence, I predict that the dividing line will not be Mason and Dixon's but between patriotism and intelligence on the one side, and superstition, ambition and ignorance on the other.- Ulysses S. Grant, 18th US President. 
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#2
02-04-2019, 09:42 PM
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No direct experience but I would just pay down your credit card balance, then call the cc bank to see if they can allow the transaction to go through. If that doesn't work call PayPal next and explain the situation. I'm sure they will work something out, especially if you don't just wait for the transaction to be declined.
__________________
Successful transactions with peter spaeth, don's cards, vwtdi, wolf441, 111gecko, Clydewally, Jim, SPMIDD, MattyC, jmb, botn, E107collector, begsu1013, and a few others.
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#3
02-04-2019, 09:44 PM
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I would call PP and, assuming you have funds in your bank account to cover it, see if they'll cancel the CC transaction and redo it as a bank transfer.
__________________
Net 54-- the discussion board where people resent discussions.  My avatar is a sketch by my son who is an art school graduate. Some of his sketches and paintings are at https://www.jamesspaethartwork.com/
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#4
02-04-2019, 09:51 PM
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That works too, assuming there isn't a reason he'd prefer the card charged. Points, or not paying the whole balance up front come to mind.
__________________
Successful transactions with peter spaeth, don's cards, vwtdi, wolf441, 111gecko, Clydewally, Jim, SPMIDD, MattyC, jmb, botn, E107collector, begsu1013, and a few others.
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#5
02-04-2019, 11:02 PM
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Thanks gents.
__________________
"You start a conversation, you can't even finish it You're talking a lot, but you're not saying anything When I have nothing to say, my lips are sealed Say something once, why say it again?" If we are to have another contest in the near future of our national existence, I predict that the dividing line will not be Mason and Dixon's but between patriotism and intelligence on the one side, and superstition, ambition and ignorance on the other.- Ulysses S. Grant, 18th US President.
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#6
02-05-2019, 06:56 AM
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I believe they try and use your backup form of payment... So if credit card is primary they will try bank account if card is declined and vice versa...
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Successful B/S/T deals with asoriano, obcbobd, x2dRich2000, eyecollectvintage, RepublicaninMass, Kwikford, Oneofthree67, jfkheat, scottglevy, whitehse, GoldenAge50s, Peter Spaeth, Northviewcats, megalimey, BenitoMcNamara, Edwolf1963, mightyq, sidepocket, darwinbulldog, jasonc, jessejames, sb1, rjackson44, bobbyw8469, quinnsryche, Carter08, philliesfan and ALBB, Buythatcard and JimmyC so far.
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#7
02-05-2019, 07:23 AM
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PP Credit
You should be able to use PP credit. It is quick and easy and there isn't any interest if you pay it off quickly. I used it to make a large purchase at a show, because the seller wanted to be paid with PayPal. I knew that I could turn the item over quickly for a modest profit and pay back PayPal right away.
Rick
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Rick McQuillan T213-2 139 down 46 to go. Last edited by buymycards; 02-05-2019 at 07:25 AM.
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#8
02-05-2019, 12:48 PM
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I once had some funds left in Paypal, (like less than 10 bucks)....I bought something & paid for a item worth more than that...They simply use the Paypal funds and charged the leftover amount to the bank linked to it.
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1916-20 UNC Big Heads Need: Ping Bodie
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#9
02-07-2019, 04:59 PM
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Have you tried logging into your PayPal account and looking at the transaction details to see what actually happened?
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Ebay Store and Weekly Auctions Web Store with better selection and discounts Polite corrections for unidentified and misidentified photos appreciated. Rude corrections also appreciated, but less so.
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