no backsies
personally, I consider any raw card that I purchase on ebay at risk for not grading. generally I do hope it's authentic and not a reprint, but I make no assumptions that it hasn't been trimmed or otherwise altered. and the nicer the card's appearance, or the more high-profile the player, the more skeptical I am. the only exception that I make -- ie to rely that the card is authentic -- is for high-volume, well-reputed sellers who explicitly state in the description that they're guaranteeing it to grade (and even then, their wording sometimes doesn't guarantee against an 'A'). so unless I see the seller state a guarantee explicitly against trimming (or other alteration), then I don't assume it myself.
which is a long-about way of saying: buyer beware for raw cards on EBay. Thus, as a seller, if you didn't put any guarantees in your description, then you shouldn't have to accept any return.
(the limiting factor would be if you were worried that the buyer would give you a negative feedback, in which case it may be worth taking back the card in order to avoid that possibility. judgment call then on your part.)
hope that helps.
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