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#5
03-27-2012, 12:23 PM
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I will be so bold to admit that I had zero credit debt, then went back to card collecting now I owe $8,500 on one credit card, about $1,000 on another (both maxed) and I also opened that Bill Me later thingy from Paypal and pretty much maxed that. No way would I take out a second mortgage or anything crazy like that. But three maxed lines of credit it harsh and wreckless, I recently said that I will not make purchases over $200 after I get a N29 Buck Ewing, so I can pay these debts back. My credit score also dropped below 700 from 770 at one time because of maxed cards. I pay all my payments, but because I keep using them, it keeps my score down.
I know I am stupid for being impatient and dealing with credit cards. But I also do not regret what I have, but now it's time to buckle down and pay this stuff back. N29 Buck Ewing will be my last large purchase. 
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