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That's a pretty childish reaction. They are very clear that they will only pay out what an item is worth. Same as your homeowners policy and automobile policy. If you buy more than fair value you are wasting your money.
BTW, check your homeowners policy and look to adjust it. Mine had a home valuation from 4-5 years ago and I was able to reduce it and save $200 per year. Last edited by egbeachley; 05-21-2011 at 09:35 PM. |
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