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Todd SchultzI collect m101-4s and m101-5s, and can tell you that the creator of those sets took great care also, making several changes between the two sets, including the correction of wrong photos. Presumably he too would have had his act together beforehand and yet changes were needed. In fact there still remains an uncorrected photo in the m101-4 set. Many post-war sets have them, why can you not believe it could happen to Mayo? As was stated, Dad was traded in the summer of '95, yet Mayo neither noted the change in team nor corrected the photo. Perhaps either the project was finished, they didn't notice or didn't care.
As for that photo, ask yourself how the photographer would have even thought of, much less have had such success in having young Arthur strike the exact same pose, complete with the hat dimple in the same place, and if so, why?. You have a better chance convincing me that John had announced a comeback with St. Louis and that prompted the Mayo card being issued than you do convincing me that that photo is of Arthur.
As for consdering the card a common, to each his own. I find it silly to the extreme to pay Cy Young prices for a card that does not depict him, but on which someone merely printed his name. Same goes for the Bill Terry cards I mentioned. But hey, c'est la vie.