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#6
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But when they requested a total from you, had they actually secured the purchase, or was it still floating in limbo? In other words, while the buyer was requesting a total, could someone have swooped in and bought it (and paid for it) and basically pulled the rug out from under the original buyer? That's the heart of the issue here. You used to be able to hit the BIN and the card was yours, even if you didn't immediately pay for it.
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