Which card should I hold?

[Koufax32fan]

We don't really have enough information to weigh in on this. Each of us has a perspective, but we can't answer for you. What are the factors your are considering? Firstly, there are at least 3 choices, not 2. You could not fund the "large purchase" and keep both. Clearly, you have already decided that the large purchase is more valuable to you than either of those cards. What criteria did you use to make that decision?

Let's say you are looking to buy a diamond engagement ring - maybe purchase a factory-made diamond instead of a mined-diamond (perhaps better for the environment and human rights). Or, interest rates are really low right now so maybe you can borrow the money and pledge either card/both cards as collateral.

For those suggesting that you sell the card that has had the more significant increase in value recently; we shouldn't forget the tax implications of selling an item with a low cost basis.

All that being said - here is my suggestion. Ask yourself some questions:

1. When is the last time you looked at either? How long did you spend looking at it? More importantly, how did you feel?

2. Which one do you show to more people?

3. Which one will you replace?

4. If you replace either/both, would you "have" to have one in similar condition or will you be "almost" as happy with a lower conditioned card?

5. Think of each card and write down the words that come to your mind - compare them and which words give you more pleasure?

Enjoy whichever one you keep.