USPS lost my card submission to SGC and denied my insurance claim

[jfkheat]

I have always had an issue with paying the USPS, UPS or Fed-Ex extra to insure that they do their job properly. I can't think of any other business that requires me to do that.

[PowderedH2O]

I don't think the package contents should matter for anything. If I decide to insure a photo of my grandmother for $5k because I want to make sure it doesn't get lost, and USPS loses it, then they should be out the $5k. I am a school teacher and I don't make a lot of money. But, if I want to pay for the insurance costs, I can insure myself for millions.

[DCDSports]

For what it is worth, I think private insurance is the way to go.

In the 20 years or so we used private insurance to cover our stuff (during transit), we only had to make a claim twice.

Both were easy. One was a card being shipped. During shipping, the card tore (it was fragile . . . ). Showed company a recent price, and a check for 10k was sent.

Second was one a few years ago. Shipped 5 boxes of stuff to Canada. 1 of 5 boxes went missing. It just disappeared into the Fed-ex system.

Sent insurance company our documentation, a note from Fed-ex, and a check was quickly cut (pretty high number, but we had packing lists and values placed).

4 months later, a call from someone at Fed-ex who found the box somewhere. It was opened, a name was found, and they called us. Box was shipped back and all was there.

We called the insurance company, said the box had been found and fully accounted for. We cut them a check, which made them pretty happy (guess it's rare), and we sold the cards to the same guy for the same price. Shipped 'em out, and they arrived safely.

We generally use Fed-ex, but have used all shipping options.

If it's possible, see if it your insurance covers transit. It'll be easier to work with than USPS at any given time.