Graded football cards - pros and cons

[jefferyepayne]

Originally Posted by clamendo

Graded Pros

How else do you know where you stand (trimmed, altered, etc)
Protect rare and high grade items
Insurance purposes
Easier to sell / trade online

Graded cons

Cost
Don't stack
Space
Grading companies under grade
Stars and high value cards due to liability reasons

Grading companies market high grade as the main determination of value (more submissions, more profit) vs rare cards (more research, less submissions. less profit)

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Carl hit on a couple of interesting new ones here: Insurance, under graded stars.

Insurance - fortunately I haven't had to make an insurance claim on any cards but I can see how having a graded, registered card would make it easier to convince an insurance agent that 1) you owned it! and 2) it is in the condition/has the value you say. I've heard enough stories about fights with insurance companies on other items to believe it's very possible you could get yourself in a difficult predicament with sports cards. Anyone ever had to deal with this?

Undergrading of stars - Carl and I were just talking about this the other day. The TPG companies seem to consistently undergrade star cards in rare sets ... probably to 1) reduce their exposure if the card is fake and 2) reduce complaints from others who have the same card but feel theirs is under graded even more. Anyone have some examples of this to show? I'd love to see a comparison between the grades of common and star cards in rare sets.

jeff