Purchasing a card in installments

[Craig M]

Great questions and I respect everyone's point of view.

Here's mine.

There is nothing wrong with purchasing a card(s) on a payment plan with the seller.

The guys I have done it with here actually needed funds to purchase some heavy hitters in auctions and if it wasn't for me putting X amount of dollars every week into the guys PayPal account, he probably would not have generated the funds to fuel his purchase. I wanted a card that he had but did not want to plop down the entire amount all at once so he agreed to stretch it out and send me the card after I had made my last payment.

I have actually done this with a handfull of guys here.

It's all about building a repore and developing trust.

I recently received an email from a member wanting to sell me a scrap and asked if I could help him out to raise the money for an upcoming auction again. He needs X amount of dollars each week and I agreed upon it.

It's a two way street with winning all around.

Happy Collecting,

Craig

[Leon]

I have bought and sold cards with almost every conceivable way of paying. I have no issue with installments as long as both parties agree (or course), communicate well and uphold their end of the arrangement. There have been some cards I couldn't have afforded had I not done creative financing. And some of them would barely ever, if ever, come around again. I would rather figure something out than miss a super rare card I want. I am probably in the minority though (and I have a very understanding better half, which helps)....

[JohnP0621]

I have purchased a few Big cards using an installment (layaway plan). I purchased 3 different-T206 psa 4 Cobbs and I just purchased a Rare Color Variation T206. I usually only purchase what I can afford at the time but sometimes I don't want to miss out on a card and don't have all of the funds available so and ask the seller to hold it 2-4 weeks max as I pay it off. I know that once I commit to the purchase that I will make sure I pay it quickly . It HAS WORKED OUT great EVERY TIME FOR ME.

John P

[Republicaninmass]

I have before to trusted buyers. To clarify, I dont release the cards until it is paid in full.

[39special]

I bought a card from a member here in installments.The member offered me the card,and said he would take installments.I paid a set amount in 4 payments,1 a week.I never would have asked him to do that,but he offered,
and it was a card I never would have been able to buy.Its the only time I have ever done it.
I would do it for a member here.

[Howe’s Hunter]

All with members of this board, and I'm thankful they agreed to do so. Perhaps my collecting interest is so focused, they knew I'd be good for it. At least I hope they feel the same way. But I've always contacted first, made the arrangements, then proceeded. Longest one was three months, if I remember right, for a collection of 20.

[smtjoy]

I purchased my first Exhibit Ruth from a Net54 member on a payment/layaway plan years ago, took me three payments, worked great and purchased a lot more from him that way. As long as you have a few of the long time members vouch for the person you should be fine. On any of the cards I have for sale I would offer the same thing to Net54 members.

I still have that first card (Thanks Jim L)-