getting a valuable collection appraised ??

[todeen]

Originally Posted by raulus

Curious if you (or anyone else) has actually gone through the process of actually filing a claim and getting an insurance company to pay out on a policy, and how the mechanics worked.

I ruined a Butterfinger Ruth while I was trying to make a sale. It was 2021, and value had increased. I submitted a claim. The Rep had no clue about baseball cards. He asked for me to do my own research, find 3 valuations from different sources, highlighting cards in typical condition. My card was raw with some paper damage, and so I used comps of PSA 1, because nearly all Butterfingers are graded extremely low. I submitted valuations from VCP, Ebay, and a third company....Beckett? Anyway, the recent comps were $500, $750, and $1000. Insurance agreed to pay $750.

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