Missing Card...and insurance (Collect Insure) that doesn't pay

[thehoodedcoder]

Originally Posted by 4815162342

Nevermind (from http://www.collectinsure.com/exclusions.aspx):

Exclusions

Governmental seizure or destruction of property
War and nuclear
Gradual deterioration such as fading, creasing, denting
Nesting, infestation or discharge or release of waste products or secretions by insects, rodents or other animals
Dampness or dryness of atmosphere
Changes in or extremes of temperature other than fire
Fraudulent, dishonest or criminal acts
Voluntary parting with covered property
Loss or damage while being worked on by you or others working on your behalf
Mysterious disappearance

i would think it should be covered in the event my bank goes through a thermo nucleur disaster.....how is that one on the list. LOL.


in all seriousness then...what exactly is covered. it sounds like that has pretty much excluded just about anything that can happen except for flooding but they could argue that one im sure.

thats the problem with insurance companies. they do everything they can to not pay and when they do you don't get 100 percent of the money. they often hedge their bets, keeping a fraction of the money it would require to pay all clients, all monies that their policies cover.

that practice should be illegal.