Anyone familiar with Collector Insurance?

[Runscott]

Originally Posted by Runscott

You need to think about ALL services you might need from an insurance company. Services provided and rates, can be quite different for dealers vs collectors. I use Collectibles Insurance and the money I save on shipping insurance alone, covers my entire premium payment and more. Plus my stuff is covered at shows, during transit, at my home, etc. I chose them because someone on this forum used them and had to make a claim, and it went very smoothly.

Update, as I mislead with the above post. The part in red above is not true.

I attempted to file a claim today on a $112 card. Unfortunately, their $200 dealer policy deductible is 'per loss', which means that anything worth that amount or less is basically uninsured if shipped by itself. And for items worth more than $200, it's doubtful that the shipping insurance I would buy through Fedex, USPS, etc., would cost me more than the $200 deductible.

Still good for traveling with inventory, fires, flooding, etc., but having to re-evaluate whether I will stay with them.