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#13
02-13-2015, 08:16 PM
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Yes, written checks are never officially "stale". I have also found small paychecks over 5 years old and deposited them with no problem. If you write a check that goes missing, your only safe recourse is to close the account.
As for Stop Payments, as others have said they are only good for 6 months and then you have to pay another fee for another 6 months. And so on. For large checks people sometimes do a Stop Payment twice, but rarely more than that. That's why you often see them deposited 13-14 months after getting "lost". It's not forgetfulness, it's a scam. https://watchdognation.com/stop-payment-check-scam/ https://www.techdirt.com/articles/20060601/031244.shtml One thing you can do is write "Void in 180 days" on all checks. Then a stop payment only needs to be done once. Last edited by egbeachley; 02-13-2015 at 08:27 PM. 
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