Risky Purchase - UPDATED

[egbeachley]

How should I handle a risky purchase on Ebay? It's with a brand new seller, rating is 0. The only pictures are borrowed scans. I would normally not bid, but the listing gives some details (checklist never published) that he would not know unless he had the cards. So I bid and won.

Payment will be with Paypal, so if the cards never show up or are somehow fake, is it automatic that I will get my payment back? What if the seller already pulled the cash out, does that make a difference? What does Paypal Buyer protection provide?

[TheBig6]

If your Paypal account is connected to a credit Card and not your bank account.
You can dispute purchase with your credit card company bypassing paypal all together , if you have too.

[HRBAKER]

Will the paypal be a cash transfer from a balance or pushed through to a credit card?

[egbeachley]

It's setup to a bank account right now. I guess I could disable that function for this purchase.

[M's_Fan]

Ive only had one time where the seller didn't deliver, I opened a paypal grievance and eventually got my money back, about a month and a half later. It was not a pleasant experience. After that, I've stayed away from low feedback sellers.

Did the seller list any other cards at the same time?

If you do decide to take this risk, I would definitely not pay until you contact the seller, and try and get as many details and info from him that you can. If the seller is unresponsive or evasive, DO NOT PAY. You may even try to get him on the phone to feel him out. It sort of also depends on how much the item cost. Good luck.

[CW]

Originally Posted by egbeachley

It's setup to a bank account right now. I guess I could disable that function for this purchase.

yes, in order to be completely protected, and have piece of mind, make sure
to send payment with a credit card connected to the account. Hope it all
goes well and you don't even have to file a claim.

[HRBAKER]

Originally Posted by CW

yes, in order to be completely protected, and have piece of mind, make sure
to send payment with a credit card connected to the account. Hope it all
goes well and you don't even have to file a claim.

Yes, you need to make this PP purchase with a CC. That way you have the coverage of the credit card compnay in addition and I would even say primary to the coverage provided by PP.

[ethicsprof]

hope it all goes well for you!

best,
barry