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ChrisHere is something to think about. Seems like we as collectors seem to accept a grade overgrade for raw cards we buy from dealers yet when we get a graded card that doesn't look like a particular grade we seem to scream bloody murder. We more or less accept subjectivity with dealers grades but we expect grading companies to be perfect. I have never understood all the grading company bashing as far as the main guys go. I personally have seen inconsistencies with all of them. Overall though I think they do a pretty good job. It would be nice if more internet sellers would describe the condition in detail instead of just relying on the slab grade. I think it would actually give more stability to the vintage market. All PSA 5's or SGC 60's are not created equal. I guess I am kind of rambling with some random thoughts. I personally don't mind paying a little more for a PSA 4 or SGC 50 if the eye appeal looks a grade higher. Julie has the righ idea of breaking cards out if you never intend to sell them. Buy the card, not the slab.