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AnthonyOk, here's another variation on the topic. I believe that the seller is responsible for getting the product to the buyer safely. If it is lost, then the transaction hasn't been completed, and the buyer is due a refund. While most sellers I've dealt with have agreed when something didn't show up (about 4 times in 500+ transactions) two didn't. If you are selling an item shouldn't insurance always be included in the shipping and handling charges? I always request it to be, and never question paying extra for it if necessary. Any thoughts? Is the seller only responsible for dropping the package in the mail, as one had stated?