[ValKehl]

Mike, if the items you are lending to the museum for its exhibit have substantial value, the museum may not have the resources to pay you should there be a substantial loss. Hence the need for insurance coverage, as already mentioned in this thread. If I were in your shoes, I would request a certificate of insurance from the ins. carrier, and I would probably ask to be added as an additional named insured on the ins. policy. I would also want something in writing that states the perils covered and the perils excluded by the ins. policy. I am not an insurance expert, but I believe that even so-called "all risk" policies often exclude certain perils, such as flood and/or earthquake. If you do not feel comfortable with the coverage afforded by the museum's policy, you might look into obtaining your own ins. coverage, to be paid for by the museum.