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If I were an "investor-class" collector, then I'd be looking at other cards besides Topps and Bowman because I would figure those cards are more plentiful than some of the true rarities like the W600s or E107s.
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Bingo. As someone who loves cards but ultimately buys them for investment, I believe that real/natural rarity is much better than manufactured rarity or rarity based on grade. And real rarity is most often found in the prewar stuff, like E107 and W600s. Even better, indeed almost essential, is the player, which is why I focus mostly on Cobb, Wagner, Ruth, Jackson, etc. In my opinion (and general experience), rare cards of these types of players, regardless of grade, make for pretty good investments; this is especially true if you can hold them and sell when you choose.