[Republicaninmass]

I would think if you are looking for a more stable asset, a fixed rate CD at 5% will get you there. When banks were paying .01% on deposits, I'd rather have the cards, any appreciation in price was a bonus. Now, not so sure I'd be going all in with any asset class.

I forget whom has said it best

"in times of no money, cards will keep you company. In times of no cards, money makes a lonely stranger."