This was years ago
WAY before the seperation between goods and services and friends and family - it was an Ebay purchase (I've been using Ebay since 1998). Paypal was WAY worse back then - no guarantees. Thousands of crazy stories on a website called "paypalsucks" then. The seller had communicated they would be back to me well before that the end of that 12 hour window. Turns out they had scammed a number of people.
The core of my point was that I spoke with Paypal BEFORE sending payment at the time to understand their policy and process. They communicated clearly that the seller would be unable to withdraw funds after I filed a claim. They did not advise me that funds COULD be withdrawn so rapidly (at the time). I never heard from the seller again. Never saw the item I paid $1300 for. Paypal decided the case in my favor, but communicated as there was no money left in the seller paypal account there was nothing they could do.
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